Have you reached your retirement age and are worried about where to settle down? Well, Kenya is a beautiful country with a lot to offer retirees. The climate is great, the scenery is stunning, and there are plenty of activities to keep you busy. If you have plans to retire at 40 with real estate, Kenya is a great country to invest in, with great opportunities to build and grow your property. This guide will show you where you can settle for retirement—places where you’ll enjoy your youthful investments in peace, without disturbances.
Let’s get to the best places to retire in Kenya, according to retirees.

The Best Places to Retire in Kenya, According to Retirees

Nanyuki

Nanyuki is a small town in central Kenya that is popular with retirees. It has a warm climate and is close to Mount Kenya, making it a great place for hiking and other outdoor activities. There are also plenty of shops and restaurants, and the town is small enough to get around easily.

You can buy land and invest in agriculture and livestock farming. Nanyuki has a good climate that’s favorable to dairy cows. And that’s a good move to retire and do your private things on the outskirts of Nairobi city. Nanyuki is more than 140 kilometers from Nairobi, meaning you will be far from the city pollutants.

Mombasa

Mombasa is a popular coastal city in Kenya that is perfect for retirees who want to enjoy the beach. There are plenty of activities to keep you busy, including swimming, sunbathing, and windsurfing. There are also many restaurants and shops, and the city is easy to get around.

Mombasa is a great place to do an Airbnb business due to the continuous tourist visits. You can earn much from the extra rooms or a house you are not using. That way, you will still earn money apart from your retirement benefits and you’ll enjoy your old age in the beautiful ocean scenery.

Nairobi

Nairobi is the capital of Kenya and is a great place to retire. It has a warm climate and is home to many different cultures. There are plenty of shops and restaurants, and the city is easy to get around. There are also many different activities to keep you busy, including visiting national parks and museums.

The good thing about Nairobi city is that it is ever-growing, making it a good place to invest in commercial real estate. Real estate investment in Nairobi has high returns on investment due to congestion.

Nakuru

Nakuru town is over 200 kilometers from Nairobi. The Lake Nakuru national park is the most visited area in the town. You can even visit the Menegai Creator since it is 27 kilometers from Nakuru town. That will be a good scenery to visit with your grandchildren when you are not doing horticulture.

Nakuru is a good producer of vegetables, flowers, milk, and potatoes. As a retiree, you can choose the farming sector you want to join. 

Nakuru is a business-active town that calls for more mixed-use properties in the area. So, if you are passionate in real estate investment, Nakuru is a great place to start.

Eldoret

Eldoret is in the western region of Kenya, and it is along the Nairobi-Uganda Highway. The tow has various universities and colleges, including the legendary Moi University branches. 

With these colleges, residential real estate can do good due to the high demand for housing by students and lecturers.

In the outskirts of Eldoret town, you can invest in maize or livestock farming since the climate is favorable. Sugarcane farming is also popular in those areas due to the Mumias and Trans Nzoia sugar companies in the western region.

What to Consider When Choosing a Retirement Destination in Kenya

When choosing a retirement destination in Kenya, there are a few things to consider.

The climate of the region

Kenya is tropical, so retirees should be prepared for hot weather and high humidity. However, central Kenya is close to Mt. Kenya, and the climate there is cold. If you choose these areas, you can invest in cash crops like coffee and dairy farming, which is favorable.

The cost of living

When choosing a region to retire in Kenya, always choose a destination where you can afford the cost of living. Kenya is relatively affordable, but retirees should ensure they are comfortable with everything in the area.

For instance, the cost of living in Nairobi is a bit higher. However, if you have invested in real estate, retiring in Nairobi will be more manageable since you’ll have a monthly rental income.

The infrastructure 

Kenya has good infrastructure, but retirees should ensure they are comfortable with the level of development in the area they choose to stay in. They should also settle where they can access good roads and security. 

The availability of medical care

Sickness is inevitable, and no one chooses when or how to become sick, it just happens. Therefore, before choosing where to retire, ensure you can access proper medical care.

Kenya has good medical care. Still, retirees should ensure they are comfortable with the level of care in the area where they choose to live. Every town in Kenya has medical facilities, whether public or private.

The Bottom Line

The weather in Kenya is generally mild, and plenty of activities and amenities are nearby to keep retirees busy. Finally, the people in these areas are generally friendly and welcoming, making it a great place to settle down after retirement.

Frequently Asked Questions

Where do most foreigners in Kenya?

Foreigners visit Kenya to do business or enjoy the coastal region’s warmth. As a result, they mostly stay in Nairobi, Mombasa, and Lamu.

Which is the best town to retire to in Kenya?

The best town to retire to depends on what you want to do after you retire. Each town offers a different feeling to the people staying there.

For instance, retiring in Mombasa means you want to enjoy the rest of your life on sandy beaches with local and international tourists. On the other hand, retirement in Nairobi means you may need to venture into different businesses, including real estate.

How is the cost of living in Kenya generally?

The cost of living in Kenya is relatively high than that of the US. However, it depends on your income class. If you are for the rich class, the cost of living will be a bit higher due to standards. But for an average individual, Kenya is a good place to stay, with an average monthly salary of Ksh 50,000.